Your Credit Is Our Business

Your Credit Report And Your Job
Did you know that your credit report is about much more than just your ability to raise finance and get loans? It’s true, your credit report may affect your employment prospects just as much as it may impact on your borrowing ability.
As employers have become ever more concerned about the [...]

What To Do When Credit Problems Strike
No matter how much we try to plan ahead there is always the possibility that life will come along and throw a spanner into our lives. And of course when it does it usually causes us problems with our financial affairs and that can have a serious impact on [...]

What Is VantageScore?
If you take an interest in looking after your credit rating you may well have heard about how the 3 main credit reference agencies have decided to work together to come up with a method of credit scoring that uses the same exact formula across all three companies.
Up until recently the big 3 [...]

Understanding Your Credit Report
Understanding your credit report is essential to ensure your credit score is as high as it can possibly be. In the long term this will ensure that you have access to finance at the lowest possible rates so spend a few minutes to discover what you need to know by reading this [...]

5 Tips For A Better Credit Rating
If you follow these 5 tips for a better credit rating you will be surprised how your credit score can quickly improve. What does that mean in real terms? It means that you will be able to borrow at lower rates and you will be pretty much guaranteed a [...]

Managing Your Credit Through The Recession
As the credit crunch starts to bite deeper each day it can be very easy to begin to feel overwhelmed if you have outstanding credit. When the payments seem to fall due faster every month you can often begin to wonder how you will meet them all so here are [...]

How To Read A Credit Report
With credit reports playing an increasingly important role in all our lives it’s becoming almost essential to be able to read and fully understand one. While they may vary between the different credit bureaux they are all essentially the same as they should all contain the same information. In this [...]

Most of us already know how important our credit rating is to us. Not only does it affect how, or even if, we get mortgages, loans and credit cards but increasingly employers are asking for credit reports on us when they are recruiting. And of course if there is adverse information on our credit report [...]

How To Establish A Good Student Credit Rating
As someone just starting out on adult life with all the responsibilities that brings, it is important that you get a grip on some of the fundamentals such as establishing a good credit rating. The trouble is that there is rarely anyone around who will or even can [...]

Do You Make These Credit Mistakes?
A good credit report is increasingly important to all of us. It’s not just having a credit score that will allow you to get finance if you need it but more and more employers are asking for one when recruiting and also promoting.
Many people don’t understand the importance of their [...]